Money that reaches home.

Send in your currency. She spends locally — through a code, a call, or an SMS.

Sendaya will never call, text, or message your parent first — and will never ask for their PIN.

How it works

Six steps from your card to her hand.

You send in the currency you earn in. Sendaya holds it there. She spends locally — as a code redeemed at a kiosk, as a bill paid over IVR, as a missed-call balance read out in Pidgin, Yoruba, Igbo, Hausa, Swahili, or Twi.

Send in your currency

USD, EUR, or GBP from your bank or card. Your parent never touches the exchange desk.

Hold, devaluation-proof

We hold your funds in the base currency you sent. Local currency collapses do not touch your balance.

CODE

Spend by code

One-time 6-digit code redeemed at any Sendaya agent kiosk, in local cash, at a live rate.

Spend by call or SMS

For parents on feature phones. IVR, USSD, SMS, WhatsApp — one PIN, seven languages.

The family Circle

Siblings co-fund and co-approve. Everyone sees the same activity feed.

₦ ₵

Real cash, real agents

A network of vetted kiosks with trust-scoring, agent floats, and reconciliation.

Devaluation-proof holding

Your balance doesn't move when the naira does.

Sendaya holds every dollar, euro, and pound in base currency until it is spent. When she asks for cash, we quote the rate at that moment. Between top-up and spend, you never lose value to a wobbly local currency.

You send
$500.00
USD wallet
She spends (live rate)
≈ ₦767,176
1 USD = 1,534.35 NGN (mid 1,549.85, spread 100 bps)

Illustrative rate. The applied rate at redemption is quoted in the receipt, with full mid/spread provenance.

For agents

Kiosks. Reconciled to the cent.

Sendaya agents accept a code, verify the senior's PIN (they see only the local amount), and pay out cash. Every payout hits a double-entry ledger. Trust score, daily caps, offline-signed sync, and reconciliation are baked in.

Become an agent
  • Green / amber / red trust score, per-country daily caps.
  • Senior enters the PIN, not the agent.
  • Offline-signed intent tokens sync when the network is back.
  • Reconciliation to the cent against the ledger.
  • Payouts in the local currency your customers want.
Get Sendaya

Send money that reaches home.

Available on Android. iOS in review.